The government of the Russian Federation stimulates the birth rate in the country with cash payments. At the birth of a second or subsequent children, a woman is issued a certificate. You can use the funds when the child is 3 years old. The exception is the repayment of a previously taken loan to improve housing conditions. Payment according to the certificate assumes non-cash payments. You cannot get cash to pay for the house.
It is necessary
- -passport
- -a statement indicating the purpose of using the money
- -certificate
- -Purchase help
- -certificate on the cost of housing
- - details of the seller
Instructions
Step 1
A house with maternity capital can be purchased on credit. Some banks are willing to provide loans using a certificate. The remaining amount will need to be repaid on the terms of the bank on your own.
Step 2
Not only mothers can use maternity capital, but also fathers on whom a loan agreement will be drawn up.
Step 3
You can pay with a certificate the initial payment for the purchased housing. Or subsequent payments.
Step 4
In order to use the money, contact the pension fund in your area. You need to apply before the child is 3 years old.
Step 5
Write a statement of desire to use the maternity capital and indicate the purpose for use.
Step 6
After reviewing the application, the funds for the purchase will be sent in two months.
Step 7
The acquired living space must be located on the territory of the Russian Federation. The money is transferred to the account of the seller or the bank that provided the loan.